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Best Personal Loans of 2021 U.S. News

Companies want to work with people who have good or excellent credit scores and are more likely to offer personal loans with better terms to these consumers. “Realistically, you probably need a credit score of 680 to 700 or higher” to qualify for a personal loan, says Joseph A. Carbone Jr., certified financial planner and founder of

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The Best Debt Settlement Companies Find the Best Loan

The Best Debt Settlement Companies of 2021. National Debt Relief: Best for student or business debt. Pacific Debt Inc.: Best for flexible program length. DMB Financial: Best for customer service. Accredited Debt Relief: Best lender for all types of unsecured debt.

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Best Mortgage Lenders of 2021 U.S. News

Methodology: U.S. News selects the Best Loan Companies by evaluating affordability, borrower eligibility criteria and customer service. Those with the highest overall scores are considered the best lenders. To calculate each score, we use data about the lender and its loan offerings, giving greater weight to factors that matter most to borrowers.

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